Let’s face it, tax forms are intimidating, complex and require keeping track of receipts, forms and previous filings. Add a low-income to this equation and it’s even more of a challenge. But, the benefits that come with filing — from financial support to opportunities for a better future — make it worth the effort. Here are some benefits you could be missing out on by not filing your taxes:

Access to Benefits and Refunds: One of the biggest reasons to file your taxes is that you may be entitled to a refund or additional financial benefits. Many Calgarians living on a low income qualify for programs like the GST/HST Credit or the Canada Workers Benefit, which help offset some living costs. For those with children, filing taxes can mean getting the Canada Child Benefit and the Alberta Family and Child Benefit. Filing a return also allows you to get a tax refund if too much tax was deducted from your income.

Help with Housing and Other Assistance Programs: Did you know that many provincial or federal assistance programs rely on your income tax filing? For example, if you’re applying for rent subsidies or affordable housing, food programs, or income support, the government often requires your latest tax return to confirm your eligibility.

These are just a couple of reasons to file. Avoiding penalties and extra fees, improving your credit score, and planning for the future are just a handful of others.